Including our Refund & Cancellation Policy.
Welcome to Pheunkarm Institute of Trading & Portfolio Management. These Terms and Conditions govern your use of our website (pheunkarm.online) and our educational services, courses, and mentorship programs.
All content provided by Pheunkarm Institute is strictly for educational and informational purposes. We are not registered financial advisors, brokers, or wealth managers. The trading strategies, market analysis, and mentorship provided do not constitute financial advice. Trading financial markets carries significant risk, and you are solely responsible for your trading decisions.
We offer digital e-learning courses, access to proprietary trading strategies, and interactive mentorship sessions. Upon successful payment, digital access to the purchased material is granted instantly via your user account.
Due to the instantaneous and digital nature of our educational products, all sales are generally considered final. Once course material, strategy documents, or mentorship videos have been accessed, downloaded, or viewed, we cannot offer a refund.
All course materials, videos, strategies, and documents are the exclusive property of Pheunkarm Institute. You may not distribute, reproduce, sell, or publicly share any of our premium content without explicit written permission.
We reserve the right to suspend or terminate any user account without refund if we detect violations of these terms, including but not limited to sharing login credentials, pirating course material, or engaging in disruptive behavior during live mentorship sessions.
For any questions regarding these Terms or our Refund Policy, please contact us at admin@pheunkarm.online.